Activation Charge For vendors that want to sell their digital information products through GetValue, we charge a one-time $10 activation charge that must be paid upon approval of your first product. Activation fees do not apply to affiliates. Please note that this amount is only charged once your product is approved, so if GetValue does not accept it for any reason, you will not pay anything.

There are no monthly charges, but there is a $3 pay period processing charge for every payment that GetValue issues to you. You can adjust the account balance at which GetValue pays you at any time by adjusting your Payment Threshold. This can be useful in case your bank charges a payment-processing fee, so that fees don’t take up too much of your profits.

Other Charges

Dormant Accounts

If your account has no earnings over an extended period of 90 days, it is considered dormant. Dormant accounts are subject to charges of:

• $1 per pay period after 90 days of no earnings
• $5 per pay period after 180 days of no earnings
• $50 per pay period after 365 days of no earnings

There are also payout deductions for revoked sales and fees for dormant accounts. As part of our commitment to quality customer service, GetValue may approve a return of a sale in response to a customer dispute. When a sale is returned, the customer receives a 100% refund, and payouts from that sale are debited back out of the corresponding vendor and affiliate accounts.

A purchase is revoked if the customer’s bank later claims the purchase was unfunded or fraudulent. This is also referred to as a chargeback. Revoked sales cost us money and harm our reputation as a reliable digital information product retailer. In these instances, we penalize the vendor per credit card chargeback. In addition, GetValue reserves the right to de-list any product or group of products at any time.

Chargebacks

A purchase is “charged back” when a customer disputes a charge through their bank or credit provider, usually because the customer claims that the purchase was unfunded, unauthorized or fraudulent. Customers may also initiate a chargeback through their bank or Credit Card Company if they feel they’ve been unsuccessful in getting a refund directly from the retailer.

Chargebacks cost GetValue money and harm our valuable reputation as a reliable Internet retailer. When a Vendor is the subject of a chargeback, the Vendor is assessed a fee based on the chargeback rate of the Vendor account. The chargeback fee assessed to the Vendor is:

• $25 if the account’s chargeback rate is less than 1.0%
• $30 + GetValue’s margin if the account’s chargeback rate is between 1.0%-1.49% $50 + GetValue’s margin if the account’s chargeback rate is greater than 1.5%

Overall, sales processed by GetValue traditionally have a chargeback rate of less than 1%, which is quite low for an internet retailer like us.

Example Payment Calculation:

Here is an example showing how a payment is calculated.

Previous Balance = $50

Credits = $100

Debits = $25

Allowance release = $35

Here’s the math:

$50 (previous balance)

+ 100 (credits)

– 25 (debits)

+ 35 (allowance release)

______

$160 (preliminary total)

Allowance = $160 x 10% = $16

$160 (preliminary total)

– 16 (return allowance)

________

$144 (payment amount)